Appliances are an essential part of daily life, and when they break down, it can be a major inconvenience. That’s where Asurion Appliance Plus comes in. This protection plan offers coverage for repairs, power surges, and even food loss reimbursement for refrigerators and freezers. The claims process is straightforward, and most claims are approved within minutes. If the appliance can’t be repaired, Asurion provides an Amazon e-gift card or a replacement. If you want peace of mind when it comes to your home appliances, this plan is worth considering.
My Experience With Asurion Appliance Plus

When I first signed up for Asurion Appliance+, I wasn’t sure if it would be worth the investment, but after a few months, I can confidently say it has saved me both time and money. The plan covers all my major home appliances under one protection plan, which immediately made it more convenient than dealing with multiple warranties. I no longer had to worry about manufacturer coverage expiring or unexpected repair costs popping up.
My first claim was for my refrigerator, which suddenly stopped cooling. Filing a claim was incredibly easy—I just went online, filled out a quick form, and within a day, a technician was scheduled. The repair process was smooth, and the best part was that I didn’t have to pay anything out of pocket beyond my plan’s monthly fee. A few weeks later, my dishwasher started making strange noises, and once again, Asurion handled the repair quickly and professionally.
One thing I really appreciate is the preventative maintenance benefit, which helps keep appliances running efficiently before major breakdowns happen. Customer service has also been responsive and helpful whenever I’ve had questions. The only downside is that some high-end brands may require special parts that take longer to arrive, but overall, the service has been reliable.
If you have multiple appliances and want a hassle-free way to keep them protected, Asurion Appliance+ is a great option. It’s given me peace of mind knowing that unexpected breakdowns won’t turn into expensive surprises.
How to Get the Most Out of Your Asurion Plan?

To get the most out of your Asurion plan, it’s essential to understand what’s covered and how to take advantage of its benefits. Start by reviewing your policy details, including coverage for accidental damage, loss, theft, and mechanical breakdowns.
Knowing your deductibles and claim limits will help you make informed decisions about when to file a claim. If your device gets damaged, don’t hesitate to use the 24/7 support available through Asurion’s customer service. They can guide you through the claim process, whether it’s a same-day phone replacement or an in-home repair for larger electronics.
Take advantage of tech support features, including troubleshooting, data recovery, and software assistance, which many people overlook. If you’re enrolled in a plan covering multiple devices, ensure all eligible items are registered so you’re not missing out on coverage. Regularly updating your device backups will also make transitions smoother if you ever need a replacement. If your plan includes protection for home appliances, use it to schedule preventative maintenance and repairs before small issues turn into costly problems.
Another key tip is to use Asurion’s repair network rather than opting for out-of-pocket fixes. Their certified technicians can often repair devices faster and more affordably than third-party services. Finally, take note of renewal dates to avoid any lapse in coverage, and if your needs change, explore available plan upgrades. By fully utilizing your Asurion plan, you can save money and extend the life of your devices while enjoying peace of mind.
Pros and Cons of Asurion Appliance Plus

Pros:
- Comprehensive coverage: The plan includes repairs, parts, labor, and shipping, so there are no hidden fees.
- Food loss reimbursement: If your refrigerator or freezer breaks, Asurion covers up to $250 per approved claim, which is great if you keep a stocked fridge.
- Laundry service reimbursement: If your washer or dryer is out of service for more than seven consecutive days, you can get up to $25 to cover laundry costs.
- Easy claims process: Filing a claim online or over the phone is quick, and most claims are approved within minutes.
- Replacement or reimbursement: If your appliance cannot be repaired, you’ll either get a replacement or an Amazon e-gift card for the purchase price.
- Covers power surges: From day one, the plan includes coverage for power surges, which can help prevent unexpected expenses due to electrical issues.
Cons:
- Must purchase within 30 days: You can’t add this protection plan to an appliance after 30 days from the purchase date, so you have to decide quickly.
- No coverage for pre-existing conditions: If your appliance was already broken before purchasing the plan, it won’t be covered.
- Not all appliances qualify: Some brands or types of appliances may not be eligible for coverage under this plan.
- Limited reimbursement for laundry services: While $25 is helpful, it may not fully cover the cost of using a laundromat for a week.
Also Read: My Thoughts On KitchenAid Vs. Frigidaire
Asurion Appliance Plus Vs. Other Appliance Protection Plans
- Asurion Appliance+ Vs. SquareTrade
SquareTrade is another well-known appliance protection provider, but unlike Asurion Appliance+, it requires individual plans for each appliance. This can add up quickly if you have multiple devices to cover. While SquareTrade does offer decent coverage, including power surge protection, its repair process can sometimes take longer due to third-party partnerships. Asurion, on the other hand, provides one comprehensive plan that covers all major home appliances, making it far more convenient. Additionally, Asurion offers preventative maintenance benefits, whereas SquareTrade focuses mainly on repairs after breakdowns. If you’re looking for simplicity and cost-effectiveness, Asurion Appliance+ is the better choice.
- Asurion Appliance+ Vs. American Home Shield
American Home Shield (AHS) is a home warranty service that includes appliance coverage, but it’s significantly more expensive than Asurion Appliance+. AHS covers repairs and replacements for appliances, but it also includes plumbing, electrical systems, and HVAC units, making it ideal for homeowners who want full-house protection. However, their plans come with service fees per claim, which can make small repairs costly. Asurion Appliance+ focuses only on appliances but provides unlimited repairs with no extra service fees beyond the monthly plan. If your main concern is appliance coverage without extra charges, Asurion is the better option.
- Asurion Appliance+ Vs. Home Depot’s Protection Plan
Home Depot’s appliance protection plan is limited to items purchased at their store, which can be a major drawback. If you didn’t buy your appliances from Home Depot, you won’t be eligible for coverage. Additionally, their plan often expires after a few years, requiring renewal or a new purchase. Asurion Appliance+ is more flexible, covering appliances regardless of where they were purchased and offering ongoing protection as long as you remain subscribed. Home Depot’s plan may be useful for new purchases, but if you want long-term, hassle-free protection for all appliances, Asurion is a better choice.
- Asurion Appliance+ Vs. Lowe’s Protection Plan
Lowe’s appliance protection plan is similar to Home Depot’s in that it covers products only purchased at Lowe’s. Their plan does provide benefits like reimbursement for spoiled food if your fridge breaks down, but it has a limited coverage period. Asurion Appliance+ covers appliances regardless of where they were bought and provides continuous protection with no expiration, making it a better option for people who want a long-term solution. Additionally, Lowe’s plan requires claim approval before repairs, whereas Asurion makes the process easier and faster with minimal delays.
- Asurion Appliance+ Vs. Choice Home Warranty
Choice Home Warranty is another home warranty provider that covers appliances, but it’s more focused on whole-home systems like HVAC, plumbing, and electrical work. Their plans often have coverage limits, meaning if a repair exceeds a certain cost, you might have to pay the difference. Asurion Appliance+ doesn’t have these restrictions, offering unlimited repairs for covered appliances. While Choice Home Warranty is great for homeowners looking for total home coverage, Asurion is the better choice for those who want dedicated appliance protection without service caps or unexpected out-of-pocket expenses.
Also Read: My Thoughts On Authentic Kitchen Cookware
Frequently Asked Questions (FAQs)
You can file a claim online or by phone. The process is quick, and most claims are approved within minutes. If your appliance can’t be repaired, Asurion will provide a replacement or reimburse you with an Amazon e-gift card.
No, Asurion is an independent company that provides protection plans for electronics, appliances, and other products. While Amazon does offer Asurion protection plans for purchase, the company itself is not owned by Amazon.
The best home appliance insurance depends on your needs. Asurion Appliance Plus is a great option for individual appliances, while companies like American Home Shield offer full home warranties covering multiple systems and appliances.
Yes, Asurion covers refrigerators, including repairs and replacements if necessary. It also includes up to $250 in food loss reimbursement per approved claim.
Final Thoughts
After using Asurion Appliance Plus, I can confidently say it’s worth considering if you want peace of mind for your home appliances. The coverage is comprehensive, the claims process is fast, and it eliminates the stress of dealing with unexpected breakdowns. While it’s not a full home warranty, it’s an excellent option for individual appliances, especially if you want protection beyond the manufacturer’s warranty. If you’re on the fence about getting a protection plan, this one is definitely worth a look.